Insure a loan when the borrower is parachutist
Skydiving is a sport activity consisting of jumping from a height (usually an airplane) to fall in the air, equipped with a parachute. Depending on the height at which the skydiver starts and the discipline practiced, he can stay more or less in free fall.
Do you practice skydiving and have difficulty securing your loan?
Exclusions often come back when you sign up for a bank loan insurance policy: risky sports such as skydiving are part of sports practices that make it difficult for insurers to guarantee the loan.
Real estate loan insurance for sports borrower
Loan insurance is used to guarantee a credit throughout the duration of the loan by assuming reimbursement by the insurer in the event of death, disability, disability or loss of employment of the borrower. Banks generally condition the granting of a home loan by its subscription to guard against any default on repayment by the borrower. Made possible thanks to the Lagarde law, the delegation of insurance allows you to set up another insurance loan than the one proposed to you by the bank. You have the opportunity to compete with insurance companies to choose the cheapest individual coverage formula that best suits your needs.
Skydiving: a risky sport
Many loan insurance contracts exclude sports and trades considered “at risk”. Therefore, to benefit from a loan insurance adapted to the practice of skydiving, you will have to pay a premium so that the insurer removes this exclusion from your loan insurance contract.
- quote insurance parachuting
- insurance solution free flight
Some insurance contracts give the opportunity to buy back exclusions, the insurance company agrees to insure the practice of certain sports at risk such as free flight / aerobatics.
- parachute baptism
- parachute jump
Negotiate your risky sport loan insurance with a broker! Recognized professional loan insurance, the broker www.Roderick Hudson.fr can obtain for you the best loan insurance specific to the practice of parachuting.